Auto Insurance Direct Insurer, WORTH CASUALTY INSURANCE

Worth Casualty Company Intellectual Property Notice and Legal Disclaimers

Copyright � 2005 Worth Casualty Company. All Rights Reserved.

1. Unless otherwise noted, all materials contained in this Site are copyrighted and may not be used except as provided in these terms and conditions or in the copyright or other proprietary notice provided with the relevant materials.

2. The materials contained in the Site may be downloaded or copied provided that ALL copies retain the copyright and any other proprietary notices contained on the materials. No material may be modified, edited or taken out of context such that its use creates a false or misleading statement or impression as to the positions, statements or actions of Worth Casualty Company.

3. The name and trademarks of copyright holders may NOT be used in advertising or publicity pertaining to the Web site, its content, specifications, or software without specific, written prior permission. Title to copyright in Web site documents will at all times remain with copyright holders.

4. Web sites that mirror or cache Worth Casualty Company materials should comply with the "maximum time to live" information provided with the materials. After such materials have expired they should not be served from shared caches or mirrors without first validating the contents of the Worth Casualty Company Site. Worth Casualty Company Trademarks owned by Worth Casualty Company.

5. The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered Trademarks of Worth Casualty Company. Nothing contained on the Worth Casualty Company Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without prior written permission. Any questions concerning the use, status, or standing of the Worth Casualty Company Trademarks should be referred to: Worth Casualty Company, PO Box 66, Fort Worth, Texas 76101-0066.

Legal Disclaimers

6. Worth Casualty Company has not reviewed any or all of the web sites linked to this Site and is not responsible for the content of any off-site pages or any other Web sites linked to this Site. Please understand that any non-Worth Casualty Company Web site is independent from Worth Casualty Company, and Worth Casualty Company has no control over the content on that Web site. In addition, a link to a non-Worth Casualty Company Web site does not mean that Worth Casualty Company endorses or accepts any responsibility for the content, or the use, of such site. It is the user's responsibility to take precautions to ensure that whatever is selected is free of such items as viruses, worms, Trojan horses and other items of a destructive nature.

7. Information Worth Casualty Company publishes on its Site may contain references or cross references to Worth Casualty Company specifications, projects, programs and services that are not announced or available in your country. Such references do not imply that Worth Casualty Company intends to announce such specifications, projects, programs or services in your country.

8. Information on this Site may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. Worth Casualty Company may make improvements and/or changes in the materials contained in or described on this site at any time without notice. Worth Casualty Company may also make changes in these Terms and Conditions without notice. User is bound by such revisions and should therefore periodically visit this page to review the then current Terms and Conditions.

9. This Web site is controlled and operated by Worth Casualty Company from its offices within the United States of America. Worth Casualty Company makes no representation that information in this Web site is appropriate or available for use in other locations, and access to this Web site from territories where its contents are illegal is prohibited. Those who choose to access this Web site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export information, products, or programs in violation of U.S. export laws and regulations. Any claim relating to this Web site shall be governed by the internal substantive laws of the State of Texas, United States of America.

10. Limitation on Warranties. ALL MATERIALS ON THE WORTH CASUALTY COMPANY SITE ARE PROVIDED "AS IS." WORTH CASUALTY COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. AS TO DOCUMENTS AND GRAPHICS PUBLISHED ON THIS SITE, WORTH CASUALTY COMPANY MAKES NO REPRESENTATION OR WARRANTY THAT THE CONTENTS OF SUCH DOCUMENT OR GRAPHICS ARE FREE FROM ERROR OR SUITABLE FOR ANY PURPOSE; NOR THAT IMPLEMENTATION OF SUCH CONTENTS WILL NOT INFRINGE ANY THIRD PARTY PATENTS, COPYRIGHTS, TRADEMARKS OR OTHER RIGHTS. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

11. Limitation on Liability. IN NO EVENT WILL WORTH CASUALTY COMPANY BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS SITE, OR ON ANY OTHER HYPERLINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WORTH CASUALTY COMPANY IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.